Role Purpose Statement:

The Senior Relationship Officer- Credit oversees and coordinates all credit operations at the branch level, ensuring high-quality loan appraisal and administration, adherence to credit policies, and effective portfolio management, while supporting branch growth and maintaining asset quality.

Ideal Job Holder Specifications.
Academic:

• Degree in business related fields preferably in Finance and Banking, Accounting or Economics.

Professional:

• Credit Professional Certifications an added advantage.

Desired Work Experience:

• At least Three 3 years’ working experience in a DT-Sacco, Commercial bank or a Microfinance bank.

Attributes

• Good understanding of SACCO credit policies, products, and SASRA regulations.
• Strong credit appraisal and risk assessment skills.
• Good leadership and people management skills.
• High level of integrity and accountability.
• Excellent communication and interpersonal skills.
• Strong organizational and problem-solving abilities.
• Customer-focused with a risk-aware mindset.
• Strong negotiation skills.
• Strong analytical Skills.
• Detail oriented.